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Minnesota Impact Resistent Shingles

Hail Damage MNMinnesota Impact Resistant Shingles

Impact resistant shingles in Minnesota, Minnesota roof replacement, Minnesota hail roofing contractor, Minnesota contractor

Are any Minnesota shingles impact resistant? That is a good question because there is approximately $1 billion in damage done to roofs each year due to hail storms. From the years 1991 to 1995, hail damage resulted in nearly $8 billion in insurance payouts for each year.

When hail damage occurs to shingles, there may be severe granule loss, the shingles may lose material at their edges, and penetration is also possible. If wind is involved, then the damage becomes much worse.

Fortunately, there are new shingle designs that are able to resist both hail and wind. If you currently have old shingles on your roof, then you may already have hail damage or you will have hail damage. Some of the older asphalt shingles that are currently on roofs around Minnesota are not designed to handle the harsh environment of a hail storm. As a matter of fact, many of these older roofs have got wear and tear that makes them weaker than what they used to be.

New shingles

There are several manufacturers offering resistance to the effects of weather. Not only do they resist hail, but they can resist flying debris. These shingle products are known as Class 4 shingles. These are shingles that meet standards that are quite stringent. These standards are set by Underwriters Laboratories (UL).

The manufacturing methods that are used are meant to keep the granules attached and prevent the shingles from breaking during impact. And when high winds occur, the shingles stay attached to the sheathing.

When these shingles are tested, steel balls are used and the resulting damage is observed. The shingles that receive the Class 4 rating are those that are more resistant. The rest are classified accordingly. However, this does not state that Class 4 shingles are 100% hail resistant. If the hail is big enough and there are other factors at play, damage can still be done.

There’s help

So despite the fact that no shingle is completely hail resistant, there is a Minnesota hail roofing contractor that can help. First of all, you call the Minnesota contractor after a hail storm and see if there has been any damage. If there is, then the damage can be repaired. The Minnesota hail roofing contractor will repair the damaged areas. If you are using a Class 4 rating shingle, you may not have to have a complete roof replacement unless the damage is extensive. It is not impossible, but the shingles are much harder to damage than those classes beneath it.

If you don’t have Class 4 shingles, then Minnesota roof replacement is an option and you can have Class 4 shingles placed upon your home if you wish. That way you can avoid extensive hail damage in the future.

So call Berkeshire Exteriors at 763-746-4913 to find out how easy it is to receive Impact resistant shingles in Minnesota. Whether you are contending with hail damage now or are concerned about it in the future, it is never too early to make a move.

Hail Damage Roofer | Hail Damage Contractor MN

Hail Damage Photo MNHail Damage Roofer MN. Roofing contractors that specialize in roof replacement MN and roof tear off MN, are well equipped to handle the roof replacement process. But not all are equipped to handle the hail damage claim process in Minnesota.

There are several critical things to keep in mind before roof replacement MN, and roof tear off MN.

Understand the labor warranty

This is one of the most common misunderstandings in the roof replacement industry. When a new shingle is installed the shingles carry a manufactures warranty. Important information must be mailed in to trigger the warranty. In most cases, this requires information and a signature from the contractor hired to perform the work. What about the labor portion? Where the shingles installed to manufacture’s specifications? If not properly installed, the shingle warranty is void. Don’t let this happen to you. Look for labor warranties that are all inclusive. The labor warranty should be signed and in writing from the contractor. Most labor warranties offer coverage for only a few years. Don’t hire without understanding labor warranty details. Berkeshire Exteriors workmanship is guaranteed under our exclusive Lifetime Craftsmanship Warranty™.

Hail Damage Roofer MN | Hail Damage MN

Berkeshire Exteriors MN – Hail Damage Contractor Blaine MN

Hail Damage MN | MN Hail Damage Roof

Hail Damage MNHail damage Minnesota can be confusing and challenging for homeowners. Not only can managing the hail damage mn restoration process be time consuming and challenging, but the tremendous amount of insurance paperwork, color and material selections, and selecting the right hail damage contractor takes time and energy as well.

Here is some helpful insight to helping with the hail damage mn claim process.

Hail and wind damage adjusters will only consider damage that is 4 feet and higher. Anything lower they tend to call “mechanical damage”, that is damage caused by something other than wind, hail or flying debris.  Weed whips, lawnmowers, children, balls and animals are all examples of things that can cause mechanical damage. An experienced hail consultant knows the difference, and can easily tell the difference between mechanical damage and otherwise four feet and below, and will negotiate this point with you r insurance company. Don’t be fooled by industry jargon and fancy insurance adjuster lingo, get the straight answer from a local and reputable source.

Consult only a hail damage contractor that will successfully negotiate this point with your insurance company. Consult Berkeshire Exteriors. (763) 746-4913

Hail Damage MN | Maplewood Hail Damage | Ham Lake Hail Damage MN

Hail Contractor MN | Hail Damage Roof Photos

Hail Contractor MNHail damage photos. We have a huge archive of hail damage photos MN that we will begin posting on this blog regularly. Taken over the years on roof and in insurance remediation cases. Why? As a trusted resource for Minnesota residents that may have hail damage. Also for those that face a hail damage claim denied, and want an honest look at what hail damage really is. In other words, calling a spade a spade. Not an unrealistic expectation of a new roof imposed by an unscrupulous contractor seeking a fast buck. It’s that to look out for. We are a trusted resource that knows what hail damage is, and knows what hail damage in not.

Hiring the wrong hail contractor mn or a contractor not qualified can be a time bomb waiting to happen. If you have had problems with contractors in the past, you know it can be a costly and painful circumstance. Whether you would like to avoid this from happening again, or are navigating your way through this for the first time, understanding key concepts will make the process easier. One key concept follows.

Not all companies are experienced in insurance claim restoration. In addition to the ability to repair the damage, a company needs solid experience in processing insurance documents, the methods of recovering depreciation monies, handling mortgage company inspections, working with insurance underwriters, using insurance approved estimating software, working in the guidelines of supplemental payments and managing the mountain of paperwork. The ability to manage all facets of the insurance claim restoration process proves important to a well managed project from beginning to end.

For additional info, download our valuable report. “9 Critical Things To Know Before You Call Your Insurance Company”. It is available free at our MN Roofing Contractor website.

Give us a call. (763)-746-4913. It would be our pleasure to demonstrate our capabilities and show you how our unique roof replacement systems will benefit you in replacing your roof. We are happy to schedule a complimentary quick roof evaluation when it’s convenient for you and your schedule, not ours. We are ready to meet any roofing challenge you face and will make your roof replacement project easy!

Hail Contractor MN | Hail Damage Roof Pictures

Roof Hail Damage Pictures

Roof Hail Damage PicturesRoof hail damage photos are often misleading. Hailstones are chunks of ice produced by the turbulent updrafts of thunderstorms in MN. Hailstones vary in size, shape and hardness. Thus, roof hail damage marks have various sizes, shapes and depths. Hailstone caused impact marks are generally rounded, but not perfectly circular. Hail stone marks are extremely random on a roof.  Equally significant, just because aluminum vents and metal roof flashing are dented does not mean the roof is damage.

Hail damage in Minnesota is common, have an expert look at your roof to determine if there is merit for an insurance claim. Roof hail damage photos are helpful as a reference, but hail cased marks are unique to each storm and each shingle type.

Note the random pattern of these hail stone impact marks in the hail damage photo at left. This is a photo taken after the MN Hail Storm 2008. Notice the exposed asphalt is black indicating recent damage, and the random nature of the size and shape. The larger the hail, typically the fewer and farther apart the impacts are. This is an extreme example. The roof in this picture was deemed a total loss, and replaced by the insurance company. The finished product can be viewed in the see our work section of our Minnesota Roofing Contractor website.

Think you have hail damage? We provide Certified Hail Damage Reports at no charge to Minnesota homeowners. (763) 746-4913

Minnesota Hail Damage To Shingles

Hail Damage MN

Hail damage to Minnesota shingles for some people is hard to determine. That’s why a trained eye proves important when the hail damage claim process begins. Here is our take on hail damage to shingles in Minnesota.

Hail Damage To Shingles: When is a shingle damaged by hail?
Functional damage to roofing materials is within two fundamental concepts. A reduction in water-shedding ability, or a reduction in expected service life.

Hail damage MN is specifically identified as:

Pattern of bruising or puncturing of bitumen characteristic of falling hail stones – Fracturing of shingle matting – Bruising near tab edging – Chipped or clipped edges – Size, direction, and relative hardness of hail stones meeting damage threshold requirements. Others.

How is old hail damage vs. new hail damage identified and characterized? What is your insurance companies policy on old hail damage despite a recent hailstorm?

Old hail damage vs. new hail damage is characterized by:

Roundness of fracture – extent of oxidation of fracture surfaces – Frayed or tattering edges – Shrinkage of matting – Discoloration of exposed bitumen coloring. Many others.

What is Minnesota wind damage? How is it identified?

Wind damage is characterized by:

Individual shingle tabs and whole shingles torn from windward side of roof – Creasing along top of tabs – Sealant bonding and fastener release – Impacting debris damage. Others.

Need a hail damage expert? Give us a call.

FREE SPECIAL REPORT: “8 Things You Need To Know Before You Hire a Contractor” available for free download by clicking here.

Hail Damage MN, Hail Damage Claim Adjusters

Hail Damage MN

Hail damage in Minnesota is a fascinating thing. It’s a natural event that comes without other than the tornado warnings commonly buzzing at the time hail seems to come from nowhere. After the storm leaves the MN Hail Damage, the headache for homeowners just begins. Insurance adjusters are not all the same. Here is some interesting industry insight.

All hail damage MN insurance adjusters are not the same. Some are local staff adjusters, and some are independent national adjusters contracted to adjust claims when local claim adjuster resources are exhausted. The two differ greatly. Generally speaking, local claims adjusters are salaried employees of the insurance company, with a broader license for automotive, fire, property and casualty claims. Local adjusters tend to be more conservative when adjusting damage, and are more likely to pay for repairs than replacement.  Conversely, independent adjusters tend to be paid a commission or percentage of the damage they find, and are more liberal in their adjusting decisions. Independent adjusters seem to be more knowledgeable specifically in hail and wind damage identification as their focus.

Don’t trust just anyone with a truck and ladder to manage your hail damage claim, trust a local expert that can manage the MN hail claim process for you, and understand the methods and lingo that dazzles all types of insurance adjusters for consistent results. Trust a reputable Minnesota Roofing Contractor, trust Berkeshire Exteriors.

See Our Work