Minnesota Impact Resistant Shingles

Impact resistant shingles in Minnesota, Minnesota roof replacement, Minnesota hail roofing contractor, Minnesota contractor

Are any Minnesota shingles impact resistant? That is a good question because there is approximately $1 billion in damage done to roofs each year due to hail storms. From the years 1991 to 1995, hail damage resulted in nearly $8 billion in insurance payouts for each year.

When hail damage occurs to shingles, there may be severe granule loss, the shingles may lose material at their edges, and penetration is also possible. If wind is involved, then the damage becomes much worse.

Fortunately, there are new shingle designs that are able to resist both hail and wind. If you currently have old shingles on your roof, then you may already have hail damage or you will have hail damage. Some of the older asphalt shingles that are currently on roofs around Minnesota are not designed to handle the harsh environment of a hail storm. As a matter of fact, many of these older roofs have got wear and tear that makes them weaker than what they used to be.

New shingles

There are several manufacturers offering resistance to the effects of weather. Not only do they resist hail, but they can resist flying debris. These shingle products are known as Class 4 shingles. These are shingles that meet standards that are quite stringent. These standards are set by Underwriters Laboratories (UL).

The manufacturing methods that are used are meant to keep the granules attached and prevent the shingles from breaking during impact. And when high winds occur, the shingles stay attached to the sheathing.

When these shingles are tested, steel balls are used and the resulting damage is observed. The shingles that receive the Class 4 rating are those that are more resistant. The rest are classified accordingly. However, this does not state that Class 4 shingles are 100% hail resistant. If the hail is big enough and there are other factors at play, damage can still be done.

There’s help

So despite the fact that no shingle is completely hail resistant, there is a Minnesota hail roofing contractor that can help. First of all, you call the Minnesota contractor after a hail storm and see if there has been any damage. If there is, then the damage can be repaired. The Minnesota hail roofing contractor will repair the damaged areas. If you are using a Class 4 rating shingle, you may not have to have a complete roof replacement unless the damage is extensive. It is not impossible, but the shingles are much harder to damage than those classes beneath it.

If you don’t have Class 4 shingles, then Minnesota roof replacement is an option and you can have Class 4 shingles placed upon your home if you wish. That way you can avoid extensive hail damage in the future.

So call Berkeshire Exteriors at 763-746-4913 to find out how easy it is to receive Impact resistant shingles in Minnesota. Whether you are contending with hail damage now or are concerned about it in the future, it is never too early to make a move.

Hail Damage Insurance Claims

Minneapolis hail damage insurance, Minnesota Insurance, Minnesota roofing contractor

Even if you look at your roof after a hail storm and you don’t see any damage doesn’t mean the damage isn’t there. Hail storms can be quite powerful and although the issue may not be visible now doesn’t mean that it won’t make its self known in the form of a leak or shingles that seem to blow away when the wind blows at low speeds.

One way to prevent having to pay an incredible cost again and again after hail storms is to look into Minneapolis hail damage insurance.

What is Minneapolis hail damage insurance?

If you’re not sure what Minneapolis hail damage insurance is, it is insurance that helps you pay for damage that is done to your roof due to hail storms. This Minnesota insurance will save you a lot of money in roof repairs and replacement.

But if you don’t think you need Minneapolis hail damage insurance, think again. Here are some myths and facts surrounding hail damage:

•    “There must not be any damage since no shingles are missing.” The truth behind this statement is that shingles don’t have to be missing. The only way they will be is if the wind blew the right way during the hail storm.

•    “If I don’t have a leak, my roof must be fine.” All you need is for a hail storm to cause small cracks in your shingles. Those cracks grow over time and can cause leakage years down the road.

•    “My roof is brand new and has a manufacturer’s warranty.” Although the manufacturer’s warranty may still be in place, hail damage is always excluded from the warranty.

•    “I don’t have to file an insurance claim if there is very little damage.” If a Minnesota roofing contractor tells you that there is very little damage, you still are able to file a claim because damage is damage.

•    “But my rates will increase if I file a claim.” Why have the insurance if you’re not going to file a claim to fix your roof? Your rates may rise, but rates rise eventually no matter what. Instead of paying your premium to pay for everyone else’s claims, make sure you make a claim when you need to.

•    “My insurance will be canceled if I file a claim.” There are laws prohibiting insurance companies from doing this, so this should not be a worry.

After the hail storm MN

After a hail storm has occurred, call a Minnesota roofing contractor to take care of your roofing issue. Berkeshire Exteriors can take a look for you. All you need to do is call 763-746-4913 to arrange for an inspection. If you have insurance, you can take the damage information and make a claim. If you currently don’t have Minnesota hail damage insurance, now is the time to get it so that you can make claims in the future when damage occurs. Don’t be left with a bill that is bigger than what you should have to pay.

Hail Damage Roofer MN. Roofing contractors that specialize in roof replacement MN and roof tear off MN, are well equipped to handle the roof replacement process. But not all are equipped to handle the hail damage claim process in Minnesota.

There are several critical things to keep in mind before roof replacement MN, and roof tear off MN.

Understand the labor warranty

This is one of the most common misunderstandings in the roof replacement industry. When a new shingle is installed the shingles carry a manufactures warranty. Important information must be mailed in to trigger the warranty. In most cases, this requires information and a signature from the contractor hired to perform the work. What about the labor portion? Where the shingles installed to manufacture’s specifications? If not properly installed, the shingle warranty is void. Don’t let this happen to you. Look for labor warranties that are all inclusive. The labor warranty should be signed and in writing from the contractor. Most labor warranties offer coverage for only a few years. Don’t hire without understanding labor warranty details. Berkeshire Exteriors workmanship is guaranteed under our exclusive Lifetime Craftsmanship Warranty™.

Hail Damage Roofer MN | Hail Damage MN

Berkeshire Exteriors MN – Hail Damage Contractor Blaine MN

Hail damage Minnesota can be confusing and challenging for homeowners. Not only can managing the hail damage mn restoration process be time consuming and challenging, but the tremendous amount of insurance paperwork, color and material selections, and selecting the right hail damage contractor takes time and energy as well.

Here is some helpful insight to helping with the hail damage mn claim process.

Hail and wind damage adjusters will only consider damage that is 4 feet and higher. Anything lower they tend to call “mechanical damage”, that is damage caused by something other than wind, hail or flying debris.  Weed whips, lawnmowers, children, balls and animals are all examples of things that can cause mechanical damage. An experienced hail consultant knows the difference, and can easily tell the difference between mechanical damage and otherwise four feet and below, and will negotiate this point with you r insurance company. Don’t be fooled by industry jargon and fancy insurance adjuster lingo, get the straight answer from a local and reputable source.

Consult only a hail damage contractor that will successfully negotiate this point with your insurance company. Consult Berkeshire Exteriors. (763) 746-4913

Hail Damage MN | Maplewood Hail Damage | Ham Lake Hail Damage MN

Hail damage photos. We have a huge archive of hail damage photos MN that we will begin posting on this blog regularly. Taken over the years on roof and in insurance remediation cases. Why? As a trusted resource for Minnesota residents that may have hail damage. Also for those that face a hail damage claim denied, and want an honest look at what hail damage really is. In other words, calling a spade a spade. Not an unrealistic expectation of a new roof imposed by an unscrupulous contractor seeking a fast buck. It’s that to look out for. We are a trusted resource that knows what hail damage is, and knows what hail damage in not.

Hiring the wrong hail contractor mn or a contractor not qualified can be a time bomb waiting to happen. If you have had problems with contractors in the past, you know it can be a costly and painful circumstance. Whether you would like to avoid this from happening again, or are navigating your way through this for the first time, understanding key concepts will make the process easier. One key concept follows.

Not all companies are experienced in insurance claim restoration. In addition to the ability to repair the damage, a company needs solid experience in processing insurance documents, the methods of recovering depreciation monies, handling mortgage company inspections, working with insurance underwriters, using insurance approved estimating software, working in the guidelines of supplemental payments and managing the mountain of paperwork. The ability to manage all facets of the insurance claim restoration process proves important to a well managed project from beginning to end.

For additional info, download our valuable report. “9 Critical Things To Know Before You Call Your Insurance Company”. It is available free at our MN Roofing Contractor website.

Give us a call. (763)-746-4913. It would be our pleasure to demonstrate our capabilities and show you how our unique roof replacement systems will benefit you in replacing your roof. We are happy to schedule a complimentary quick roof evaluation when it’s convenient for you and your schedule, not ours. We are ready to meet any roofing challenge you face and will make your roof replacement project easy!

Hail Contractor MN | Hail Damage Roof Pictures

Hail damage is severe in several parts of Minnesota after hail storm July 14, 2009.

Here is a major factor to consider before you hire a hail damage roofing contractor in Minnesota to repair storm damage.

Only hire a local MN hail damage repair firm. A local hail damage restoration company is not what it used to be. Make sure the company you select is genuinely local, in the following five ways. First, they have not been purchased by a national storm chasing company for use of their Minnesota General Contractors License. Second, they are based in Minnesota, with a permanent business location in the Twin Cities or centrally located in MN. Third, they have their own Minnesota based warranty division. Fourth, they manage their business from inside the State of Minnesota, not from afar, directing activities from a posh office in another state. Lastly, make sure the “genuinely local” company you select will handle all of the needed repairs.

Often national storm chasing companies will appear local to win your insurance claim, and then do not follow through to the end leaving many headaches in between. Specific areas to consider are windows, due to their order time line and complexity. Most contractors want in and out for a quick buck. Trust a firm that is with you for the long haul.

Don’t trust just anyone with your hail damage repair needs, trust a reputable Minnesota Roofing Contractor. Trust Berkeshire Exteriors. (763) 746-4913

Hail damage claims in Minnesota can be confusing and frustrating for homeowners. Not only can managing the hail damage restoration process be time consuming and challenging, but the mountain of insurance paperwork, color and material selections, and selecting the right hail damage contractor takes time and energy as well.

Here is a helpful tip to helping with the Minnesota hail damage claim process.

Know the exact storm date and approximate time your home or business incurred the damages. Your insurance company will ask you this, so it’s handy to have it written down when you call. Also have a general idea of what has damage. You will be asked to name the general areas that you have damage, like the roof, siding, gutters etc. Equally significant, it’s smart to mention both wind and hail damage mn as this information will appear on your insurance adjuster’s service sheet. This tends to yield a more detailed and careful evaluation by your adjuster due to wind damage being less evident, and harder to identify quickly.

Berkeshire Exteriors is the premier Minnesota roofing contractor, and hail damage roofer. Give us a call, we will provide you great additional resources and claim management documents to aid you in the process of hail damage claims in Minnesota.

Hail Damage Roofing Contractor

Hail Damage Minnesota

Hire only a hail damage restoration company that at a minimum has a Haag Engineer Certified Hail Damaged Inspectors on staff. Why? This is important credibility when working with insurance adjusters evaluating hail damage. Knowing how to identify size, direction and relative hardness of hail impacts is the foundation of this certification.

Knowing when the service life a roof has been shortened or its water shedding ability has been decreased proves extremely important in determining if a roof can be repaired or requires replacement. It’s one thing to look for hail dents and dings; it’s another to be certified in the hail damage evaluation field. Insurance adjusters love working with Haag Engineers because they speak the same language and look for the same things.

Berkeshire Exteriors provides in-depth Certified Hail Damage Inspection Reports, and offer effective action plans for successful insurance claims, even if a hail claim has been denied. If you’re seeking a second option, or simply want an honest and certified storm damage evaluation give me a call. We provide you accurate evaluations and fast results.

Upon receiving your Certified Hail Damage Report, you will know if your structures water shedding ability has been abruptly shortened, or your roofs service life expectancy has been jeopardized. Knowing this information and demonstrating this in detail to your insurance adjuster often is the difference between good and bad results. Let me do this for you!

Minnesota Haag Certified Roof Inspector services are provided at no charge to existing clients of Berkeshire Exteriors. Give us a call (763) 746-4913.

Hail Damage Claim MN

Hail damage in Minnesota is a fascinating thing. It’s a natural event that comes without other than the tornado warnings commonly buzzing at the time hail seems to come from nowhere. After the storm leaves the MN Hail Damage, the headache for homeowners just begins. Insurance adjusters are not all the same. Here is some interesting industry insight.

All hail damage MN insurance adjusters are not the same. Some are local staff adjusters, and some are independent national adjusters contracted to adjust claims when local claim adjuster resources are exhausted. The two differ greatly. Generally speaking, local claims adjusters are salaried employees of the insurance company, with a broader license for automotive, fire, property and casualty claims. Local adjusters tend to be more conservative when adjusting damage, and are more likely to pay for repairs than replacement.  Conversely, independent adjusters tend to be paid a commission or percentage of the damage they find, and are more liberal in their adjusting decisions. Independent adjusters seem to be more knowledgeable specifically in hail and wind damage identification as their focus.

Don’t trust just anyone with a truck and ladder to manage your hail damage claim, trust a local expert that can manage the MN hail claim process for you, and understand the methods and lingo that dazzles all types of insurance adjusters for consistent results. Trust a reputable Minnesota Roofing Contractor, trust Berkeshire Exteriors.

See Our Work

Hail Damage in Minnesota is common, all too common for many Minnesota homeowners. Having knowledge of key concepts before you call your insurance company to file a MN Hail Damage Claim can save time, add credibility, and reduce headaches. Having an approach to organize key documentation can also be useful at key times throughout the restoration system. The following info is from the free special report “9 Critical Things You Must Know Before You Call Your Insurance Company” available for download at our Minnesota Roofing Contractor website.

Know the exact storm date and approximate time your home or business incurred the damages. Your insurance company will ask you this, so it’s handy to have it written down when you call. Also have a general idea of what has damage. You will be asked to name the general areas that you have damage, like the roof, siding, gutters etc. Equally significant, it’s smart to mention both wind and hail damage as this information will appear on your insurance adjuster’s service sheet. This tends to yield a more detailed and careful evaluation by your adjuster due to wind damage being less evident, and harder to identify quickly.

Only trust an expert when you begin the hail damage restoration process.

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Our Hail Damage Process