Hire only a hail damage restoration company that at a minimum has a Haag Engineer Certified Hail Damaged Inspectors on staff. Why? This is important credibility when working with insurance adjusters evaluating hail damage. Knowing how to identify size, direction and relative hardness of hail impacts is the foundation of this certification.

Knowing when the service life a roof has been shortened or its water shedding ability has been decreased proves extremely important in determining if a roof can be repaired or requires replacement. It’s one thing to look for hail dents and dings; it’s another to be certified in the hail damage evaluation field. Insurance adjusters love working with Haag Engineers because they speak the same language and look for the same things.

Berkeshire Exteriors provides in-depth Certified Hail Damage Inspection Reports, and offer effective action plans for successful insurance claims, even if a hail claim has been denied. If you’re seeking a second option, or simply want an honest and certified storm damage evaluation give me a call. We provide you accurate evaluations and fast results.

Upon receiving your Certified Hail Damage Report, you will know if your structures water shedding ability has been abruptly shortened, or your roofs service life expectancy has been jeopardized. Knowing this information and demonstrating this in detail to your insurance adjuster often is the difference between good and bad results. Let me do this for you!

Minnesota Haag Certified Roof Inspector services are provided at no charge to existing clients of Berkeshire Exteriors. Give us a call (763) 746-4913.

Hail Damage Claim MN

Hail damage to Minnesota shingles for some people is hard to determine. That’s why a trained eye proves important when the hail damage claim process begins. Here is our take on hail damage to shingles in Minnesota.

Hail Damage To Shingles: When is a shingle damaged by hail?
Functional damage to roofing materials is within two fundamental concepts. A reduction in water-shedding ability, or a reduction in expected service life.

Hail damage MN is specifically identified as:

Pattern of bruising or puncturing of bitumen characteristic of falling hail stones – Fracturing of shingle matting – Bruising near tab edging – Chipped or clipped edges – Size, direction, and relative hardness of hail stones meeting damage threshold requirements. Others.

How is old hail damage vs. new hail damage identified and characterized? What is your insurance companies policy on old hail damage despite a recent hailstorm?

Old hail damage vs. new hail damage is characterized by:

Roundness of fracture – extent of oxidation of fracture surfaces – Frayed or tattering edges – Shrinkage of matting – Discoloration of exposed bitumen coloring. Many others.

What is Minnesota wind damage? How is it identified?

Wind damage is characterized by:

Individual shingle tabs and whole shingles torn from windward side of roof – Creasing along top of tabs – Sealant bonding and fastener release – Impacting debris damage. Others.

Need a hail damage expert? Give us a call.

FREE SPECIAL REPORT: “8 Things You Need To Know Before You Hire a Contractor” available for free download by clicking here.

Hail damage in Minnesota is a fascinating thing. It’s a natural event that comes without other than the tornado warnings commonly buzzing at the time hail seems to come from nowhere. After the storm leaves the MN Hail Damage, the headache for homeowners just begins. Insurance adjusters are not all the same. Here is some interesting industry insight.

All hail damage MN insurance adjusters are not the same. Some are local staff adjusters, and some are independent national adjusters contracted to adjust claims when local claim adjuster resources are exhausted. The two differ greatly. Generally speaking, local claims adjusters are salaried employees of the insurance company, with a broader license for automotive, fire, property and casualty claims. Local adjusters tend to be more conservative when adjusting damage, and are more likely to pay for repairs than replacement.  Conversely, independent adjusters tend to be paid a commission or percentage of the damage they find, and are more liberal in their adjusting decisions. Independent adjusters seem to be more knowledgeable specifically in hail and wind damage identification as their focus.

Don’t trust just anyone with a truck and ladder to manage your hail damage claim, trust a local expert that can manage the MN hail claim process for you, and understand the methods and lingo that dazzles all types of insurance adjusters for consistent results. Trust a reputable Minnesota Roofing Contractor, trust Berkeshire Exteriors.

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Hail Damage in Minnesota is common, all too common for many Minnesota homeowners. Having knowledge of key concepts before you call your insurance company to file a MN Hail Damage Claim can save time, add credibility, and reduce headaches. Having an approach to organize key documentation can also be useful at key times throughout the restoration system. The following info is from the free special report “9 Critical Things You Must Know Before You Call Your Insurance Company” available for download at our Minnesota Roofing Contractor website.

Know the exact storm date and approximate time your home or business incurred the damages. Your insurance company will ask you this, so it’s handy to have it written down when you call. Also have a general idea of what has damage. You will be asked to name the general areas that you have damage, like the roof, siding, gutters etc. Equally significant, it’s smart to mention both wind and hail damage as this information will appear on your insurance adjuster’s service sheet. This tends to yield a more detailed and careful evaluation by your adjuster due to wind damage being less evident, and harder to identify quickly.

Only trust an expert when you begin the hail damage restoration process.

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Our Hail Damage Process